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Shared ownership schemes

Shared ownership schemes enable you to buy a share of a property.

They can be a good option if you have a regular income, but can't afford to buy your own home out-right. You pay a mortgage on the share you own, and rent the rest. It usually works out cheaper than buying privately. You may be able to buy more shares until you own the whole property.

Shared ownership schemes are run by housing associations.

Coastal Housing Association

Coastal is a not-for-profit company that develops homes and commercial premises for rental and sale.


Caredig provides a wide range of housing solutions for single people, families, older people and people who need support to maintain their tenancy.

Pobl Housing Association

Not for profit housing association offering housing solutions and support.

United Welsh Housing Association

A not for profit organisation providing homes and related services in South Wales.
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